As a nationwide leader in homeowner association banking, we've spent over two decades
building long-term partnerships with management companies and the communities they
manage. Our innovative products and services, customized to support your operations,
are backed by the size, strength, and stability of a world-class bank, yet we give
you the close attention you'd expect from a neighborhood institution. We work with
you to help optimize your banking relationship to meet your business needs and goals.
Smartstreet Acquisition Complete
As of October 29, 2012, Union Bank, N.A., completed its acquisition of Smartstreet,
formerly a division of PNC Bank, N.A., which provides banking services nationwide
to homeowners associations (HOA) and community association management companies.
The acquisition provided the opportunity to leverage our combined experience and
strengths in comprehensive receivables and national lockbox processing to the association
industry. The Smartstreet product suite includes banking and account management;
payment processing; lockbox services and remote deposit capture; loans and lines
of credit; and credit card services. It also provides online technology tools for
customized processing and reporting for homeowners associations and HOA managers,
as well as data integration and information reporting.
By combining these two great teams under the Union Bank Homeowners Association Services
brand, we can offer a formidable suite of products that provide online technology
tools for customized processing and reporting for homeowners associations and HOA
managers, as well as data integration and information reporting using the Smartstreet
Get to Know Union Bank
Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company
with assets of $102.3 billion at June 30, 2013. Its primary subsidiary, Union Bank,
N.A., is a full-service commercial bank providing an array of financial services
to individuals, small businesses, middle-market companies, and major corporations.
The bank operated 418 retail branches in California, Washington and Oregon. The
bank operates commercial branches in Dallas and Houston, Texas, New York, New York,
Chicago, Illinois, and Atlanta, Georgia as well as two international offices as
of December 13, 2013.